Rep Power: 727

call royal sun alliance. they insured me and didnt ask for any info on mods they dont care and im only paying 2200yr.

 
Rep Power: 724

If they find out you mis-represented the vehicle, you will be dropped. It is your responsibility to notify them of modifications.

 
Rep Power: 688

$175 buck to be coverd dame i hope i get that good of a rate. my friend wanted to put a legend on the road just compleatly stock and they wnated $350 a month so you are getting an awsome deal for a modified car. suck it up you did the mods no you pay more

 
Rep Power: 694

i just wouldn't tell them about the mods, not worth it. A cop called my insurance years ago because of an intake + header under my hood. They raised my insurance to 10,000 a year.. basically telling me to **** off.

 
Rep Power: 733

$2100 to insure a Civic is very reasonable considering it's theft rate, accident rate and your age.

 
Rep Power: 710

Most people wont notify insurance of mods because the insurance will raise your monthly fee. I am with State Farm and I dont tell them anything. Just recently my car was stolen and found. They fixed it up but told me they wouldnt cover aftermarket parts. I took it to a body shop and basically got everything put back on with the money insurance quoted the damage as.

 
Rep Power: 681

This whole insurance/modification situation is completely ridiculous.

And we can only hope for the government or insurance companies to change anything...

If you want your mods covered, then your rates should go up - a LITTLE, accordingly. If no mods are reported or you choose not to have aftermarket stuff covered, then you should simply not be covered for only the aftermarket stuff. They could even have a contract to protect them, like if for example you tried to "claim" your ruined rims that weren't covered, or the sweet turbo kit you decided not to insure.

I hope somehow all this grey area gets solidified someday, and hopefully will be fair to responsible modified car owners.

 
Rep Power: 684

there was a place a while ago that took in all mods of all types of cars with normal rates or lower than normal rates, but there was lack of interest and it fell apart, best of all it wasnt a company, and rates would only go up if you did dangerous stupid *****, maybe itll start up again, one of the other elections ruined it cuz ppl thought wed get B.C. type insurance, silly ppl.

 
Rep Power: 681

Yeah, I hear it really takes a lot to get a legit insurance company started...hopefully someone'll represent!

 
Rep Power: 0

http://www.casc.on.ca/forums/showthread.php?t=8606

 
Rep Power: 679

:thumbsup: good link above me here



for anything over 20 years old (age 25+), go with Lambton Insurance.

It is going to cost me $240 for the year, for occasional driving only ofcourse man am I ever happy