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Im only 16 and I really want to get an 650s(specificaly yellow) but i dont know how much money to save, and how much it would cost to maintain a motorcycle with insurance and gear (jacket, helmet, etc). I would like to buy a used newer bike (03+) buy i cant find any so i think i just might have to buy a new one and i was just wondering how much money i would need in order to purchase something like this.Im actually making alot of money for a 16 year old. Im a lifeguard manager at a pool and im making 10.50+ and hour, so for a teenager im banking like crazy. and i dont want anything weak like a mopead** or anything like that. ive been looking a a sv650s for some time now and i just wanna see how to finance and motorcycle.

 
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1> At 16 you canot finance anything. you need a co-signer with good credit. 2> Downpayment 1000 to 2000 should be good3> $150-200 monthly for payment4> Insurance, this is the BIG ONE!!!!! $200- 400 a month!5> Gear will run you around $500, don't go cheap6> The SV 650 is a slow bike anyway, you will outgrow it in a few months. If you are going to go to all this trouble , you might as well get a real bike. like a GSXR-600 or the like.

 
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You could get an older bike if you have the mechanical skills.Most older bikes are easy to work on and are built solid.My bike is bullet proof and runs like a top.Insurance is cheap and when you buy one for about 1200 bucks it's paid for.My insurance is only 80 a year! Find an older bike for your first bike in case you drop it and just work on it yourself.You will learn a great deal and have an excellent bike too.Shop fees run easily from 65 to 100 bucks an hour!Mine is for sale and has all new suspension,o-rings in the carbs, no rust and all new electrical system with no oil leaks anywhere.Also has 74hp. and 673cc's.Top speed is 128mph with a full vetter faring package!asking 2000