Accord Vs Civic
06-05-2005 | 03:07 PM
#61
Guest
Posts: n/a
Re: Accord Vs Civic
that sounds right
"L Alpert" <alpertl@xxgmail.com> wrote in message
news:hYadnU-BCJf8iD7fRVn-tQ@comcast.com...
> Bubba wrote:
> > I think if you look you are apt to find that all auto insurance
> > policies are "experience-rated" to a great extent. The cost of the
> > vehicle bears some relationship to what you pay for insurance, but
> > it's not the only factor.
> >
> > The rating includes (among other things)
> > 1) the percentage of accident claims involving *that* model
> > 2) the average cost to repair *that* model - example, it might be a
> > cheap car but have an expensive front bumper or radiator
> > 3) the average cost to "replace" it (here's where the value figures
> > into the insurance equation)
> > 4) vehicle theft history of *that* specific model (how often is this
> > model stolen compared to other cars)
> > 5) Average ownership demographics (is it a young person's car?)
> > 6) claim history demographics (do you live in a bad neighborhood?)
> > 6) credit score of the owner (very important)
> > 7) driving record of the principal operator (except on parent's
> > policy) 8) claims history of the policyowner (kids accidents will
> > hurt you here) 9) academic record (good students qualify for 10%
> > discount)
> > etc.
>
> Considering nothing has changed from last year to this year along these
> lines, and the actual rates on the other two cars dropped slightly and the
> Civic went up 50%, I believe there is some erronious information that they
> are using.
>
> >
> > In article <neGdnam1j6Um2D_fRVn-2A@comcast.com> "L Alpert"
> > <alpertl@xxgmail.com> writes:
> >
> >> sonarrat wrote:
> >>> L Alpert wrote:
> >>>> sonarrat wrote:
> >>>>
> >>>>> MAT wrote:
> >>>>>
> >>>>>> "Jarrett Hurd" <stare@thesun.com> wrote in message
> >>>>>> news:QkJne.49$Er.40@fed1read02...
> >>>>>>
> >>>>>>
> >>>>>>> If you do not care about size or anything when it comes to a
> >>>>>>> Honda, which is
> >>>>>>> cheaper to maintain? If one is more than the other is it worth
> >>>>>>> it?
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>> A stripper DX Civic will be the cheapest to buy/own/maintain.
> >>>>>
> >>>>> But insurance rates will be higher on the Civic. That may turn
> >>>>> the balance the other way, even with the ~$2000 difference at
> >>>>> invoice cost.
> >>>>> -Sonarrat.
> >>>>
> >>>>
> >>>> I just re-upped my policy for my three Hondas (2004 EXL 4 Door
> >>>> Accord, 2001 EXL 2 door Accord and a 2002 EX Civic).
> >>>>
> >>>> In looking this over, the Civic is about 60-70% for the same
> >>>> coverage as either Accord.
> >>>
> >>> It must vary by company and area, then. In my area, with AAA, the
> >>> Accord DX is the cheapest car to insure, period - regardless of
> >>> manufacturer. The LX and EX are higher, and the Civics are higher
> >>> than either of those, then the Civic Si is the worst at about 3x as
> >>> much as the Accord DX..
> >>>
> >>> -Sonarrat.
> >>
> >> I just noted that they have a "violation point" on the Civic for some
> >> reason. Last year, the Civic was about 11% higher. I suspect it is
> >> because the other two have front side curtain airbags.
> >>
> >> Now, to call the insurance company to see what gives on this
> >> violation point!
>
>
"L Alpert" <alpertl@xxgmail.com> wrote in message
news:hYadnU-BCJf8iD7fRVn-tQ@comcast.com...
> Bubba wrote:
> > I think if you look you are apt to find that all auto insurance
> > policies are "experience-rated" to a great extent. The cost of the
> > vehicle bears some relationship to what you pay for insurance, but
> > it's not the only factor.
> >
> > The rating includes (among other things)
> > 1) the percentage of accident claims involving *that* model
> > 2) the average cost to repair *that* model - example, it might be a
> > cheap car but have an expensive front bumper or radiator
> > 3) the average cost to "replace" it (here's where the value figures
> > into the insurance equation)
> > 4) vehicle theft history of *that* specific model (how often is this
> > model stolen compared to other cars)
> > 5) Average ownership demographics (is it a young person's car?)
> > 6) claim history demographics (do you live in a bad neighborhood?)
> > 6) credit score of the owner (very important)
> > 7) driving record of the principal operator (except on parent's
> > policy) 8) claims history of the policyowner (kids accidents will
> > hurt you here) 9) academic record (good students qualify for 10%
> > discount)
> > etc.
>
> Considering nothing has changed from last year to this year along these
> lines, and the actual rates on the other two cars dropped slightly and the
> Civic went up 50%, I believe there is some erronious information that they
> are using.
>
> >
> > In article <neGdnam1j6Um2D_fRVn-2A@comcast.com> "L Alpert"
> > <alpertl@xxgmail.com> writes:
> >
> >> sonarrat wrote:
> >>> L Alpert wrote:
> >>>> sonarrat wrote:
> >>>>
> >>>>> MAT wrote:
> >>>>>
> >>>>>> "Jarrett Hurd" <stare@thesun.com> wrote in message
> >>>>>> news:QkJne.49$Er.40@fed1read02...
> >>>>>>
> >>>>>>
> >>>>>>> If you do not care about size or anything when it comes to a
> >>>>>>> Honda, which is
> >>>>>>> cheaper to maintain? If one is more than the other is it worth
> >>>>>>> it?
> >>>>>>
> >>>>>>
> >>>>>>
> >>>>>> A stripper DX Civic will be the cheapest to buy/own/maintain.
> >>>>>
> >>>>> But insurance rates will be higher on the Civic. That may turn
> >>>>> the balance the other way, even with the ~$2000 difference at
> >>>>> invoice cost.
> >>>>> -Sonarrat.
> >>>>
> >>>>
> >>>> I just re-upped my policy for my three Hondas (2004 EXL 4 Door
> >>>> Accord, 2001 EXL 2 door Accord and a 2002 EX Civic).
> >>>>
> >>>> In looking this over, the Civic is about 60-70% for the same
> >>>> coverage as either Accord.
> >>>
> >>> It must vary by company and area, then. In my area, with AAA, the
> >>> Accord DX is the cheapest car to insure, period - regardless of
> >>> manufacturer. The LX and EX are higher, and the Civics are higher
> >>> than either of those, then the Civic Si is the worst at about 3x as
> >>> much as the Accord DX..
> >>>
> >>> -Sonarrat.
> >>
> >> I just noted that they have a "violation point" on the Civic for some
> >> reason. Last year, the Civic was about 11% higher. I suspect it is
> >> because the other two have front side curtain airbags.
> >>
> >> Now, to call the insurance company to see what gives on this
> >> violation point!
>
>
06-05-2005 | 03:10 PM
#62
Guest
Posts: n/a
Re: Accord Vs Civic
so a civic 2001 is has more room? wut year and up is better for a accord or
civic, atleast
"Rob" <rdbdriver@blomand.net> wrote in message
news:d7se6e$4pno$1@news3.infoave.net...
> The Accords just don't get the MPG of the Civic's and the 2001 and above
> Civic's are pretty roomy. I just got 41.6 mpg out of my 2002 Civic lx 5sp
> and that was 70 % Highway -30% city driving!!!!!!!!!!!!!!!
>
>
> "TomP" <roadcyc@socal.rr.com> wrote in message
> news:42A1B2A1.F0EA83F9@socal.rr.com...
> > Jarrett Hurd wrote:
> >
> >> If you do not care about size or anything when it comes to a Honda,
which
> >> is
> >> cheaper to maintain? If one is more than the other is it worth it?
> >
> > The Civic will be no cheaper to "maintain" but will do a little better
on
> > F.E.
> > than the Accord. At the sacrifice of ride quality, noise and features.
> > The
> > Civic LX trim level suits my family drivers just fine. Currently
enjoying
> > 25
> > MPG (all in town, LA traffic) with a 2005 Civic Coupe LX.
> >
> >
> > --
> > Tp,
> >
> > -------- __o
> > ----- -\<. -------- __o
> > --- ( )/ ( ) ---- -\<.
> > -------------------- ( )/ ( )
> > -----------------------------------------
> >
> > No Lawsuit Ever Fixed A Moron...
> >
> >
>
>
civic, atleast
"Rob" <rdbdriver@blomand.net> wrote in message
news:d7se6e$4pno$1@news3.infoave.net...
> The Accords just don't get the MPG of the Civic's and the 2001 and above
> Civic's are pretty roomy. I just got 41.6 mpg out of my 2002 Civic lx 5sp
> and that was 70 % Highway -30% city driving!!!!!!!!!!!!!!!
>
>
> "TomP" <roadcyc@socal.rr.com> wrote in message
> news:42A1B2A1.F0EA83F9@socal.rr.com...
> > Jarrett Hurd wrote:
> >
> >> If you do not care about size or anything when it comes to a Honda,
which
> >> is
> >> cheaper to maintain? If one is more than the other is it worth it?
> >
> > The Civic will be no cheaper to "maintain" but will do a little better
on
> > F.E.
> > than the Accord. At the sacrifice of ride quality, noise and features.
> > The
> > Civic LX trim level suits my family drivers just fine. Currently
enjoying
> > 25
> > MPG (all in town, LA traffic) with a 2005 Civic Coupe LX.
> >
> >
> > --
> > Tp,
> >
> > -------- __o
> > ----- -\<. -------- __o
> > --- ( )/ ( ) ---- -\<.
> > -------------------- ( )/ ( )
> > -----------------------------------------
> >
> > No Lawsuit Ever Fixed A Moron...
> >
> >
>
>
06-05-2005 | 03:10 PM
#63
Guest
Posts: n/a
Re: Accord Vs Civic
so a civic 2001 is has more room? wut year and up is better for a accord or
civic, atleast
"Rob" <rdbdriver@blomand.net> wrote in message
news:d7se6e$4pno$1@news3.infoave.net...
> The Accords just don't get the MPG of the Civic's and the 2001 and above
> Civic's are pretty roomy. I just got 41.6 mpg out of my 2002 Civic lx 5sp
> and that was 70 % Highway -30% city driving!!!!!!!!!!!!!!!
>
>
> "TomP" <roadcyc@socal.rr.com> wrote in message
> news:42A1B2A1.F0EA83F9@socal.rr.com...
> > Jarrett Hurd wrote:
> >
> >> If you do not care about size or anything when it comes to a Honda,
which
> >> is
> >> cheaper to maintain? If one is more than the other is it worth it?
> >
> > The Civic will be no cheaper to "maintain" but will do a little better
on
> > F.E.
> > than the Accord. At the sacrifice of ride quality, noise and features.
> > The
> > Civic LX trim level suits my family drivers just fine. Currently
enjoying
> > 25
> > MPG (all in town, LA traffic) with a 2005 Civic Coupe LX.
> >
> >
> > --
> > Tp,
> >
> > -------- __o
> > ----- -\<. -------- __o
> > --- ( )/ ( ) ---- -\<.
> > -------------------- ( )/ ( )
> > -----------------------------------------
> >
> > No Lawsuit Ever Fixed A Moron...
> >
> >
>
>
civic, atleast
"Rob" <rdbdriver@blomand.net> wrote in message
news:d7se6e$4pno$1@news3.infoave.net...
> The Accords just don't get the MPG of the Civic's and the 2001 and above
> Civic's are pretty roomy. I just got 41.6 mpg out of my 2002 Civic lx 5sp
> and that was 70 % Highway -30% city driving!!!!!!!!!!!!!!!
>
>
> "TomP" <roadcyc@socal.rr.com> wrote in message
> news:42A1B2A1.F0EA83F9@socal.rr.com...
> > Jarrett Hurd wrote:
> >
> >> If you do not care about size or anything when it comes to a Honda,
which
> >> is
> >> cheaper to maintain? If one is more than the other is it worth it?
> >
> > The Civic will be no cheaper to "maintain" but will do a little better
on
> > F.E.
> > than the Accord. At the sacrifice of ride quality, noise and features.
> > The
> > Civic LX trim level suits my family drivers just fine. Currently
enjoying
> > 25
> > MPG (all in town, LA traffic) with a 2005 Civic Coupe LX.
> >
> >
> > --
> > Tp,
> >
> > -------- __o
> > ----- -\<. -------- __o
> > --- ( )/ ( ) ---- -\<.
> > -------------------- ( )/ ( )
> > -----------------------------------------
> >
> > No Lawsuit Ever Fixed A Moron...
> >
> >
>
>