Rep Power: 625

Anyone ever had been threatened by a cop who pulled you over about taking your vehicle? how'd you respond?

how do you get away from heavy mods like engine swaps and all other illegal parts?

how do you gets get pass through e-tests and inspection?

just a starter wondering how things work for you guys.

thanks!

 
Rep Power: 639

Well first off you shouldnt have illegal parts... I thought that was just a gimme Second ask them what the reason is. Third if they ask to search your car ask if they have a warrent *may only apply in america sorry im not sure* Forth, if you're getting pulled over for looking fast you better hope it is fast and you could out run 'em but i wouldt suggest that

 
Rep Power: 807

I got pulled over once for doing a burnout in a parking lot. Unmarked cruiser was across the street. Anyhow, 10 minutes later i left the lot and he followed me out. my buddy in a vette seen me and pulled up beside me at the lights, the unmarked was lurking behind us. Soon as the light went green and he heard us take off he lit it up and flew into oncoming.

The guy with the vette had no insurance on it (i found out later) and i got pulled over. He said he was going to take my car etc etc. I was scared naturally, but i deserved it. I pretty much said "what can i say, you got me... did it look good"

He didn't respond, went through the process, let me off, sent the tow truck away and just before leaving he said "didn't look too bad"
LOL

He was super cool, i was dumb and broke the law. I had no excuse and didn't even defend myself.

Ive never been yanked for emissions in the mustang. In fact, in the mustang i get less eyes from the police than in my Prelude.
All my cars pass 100% legit.

Its the insurance company **** you gotta worry about. Yes, the police are out to get people who mod their vehicle, but theyre easy to deal with. Its the ****** at the insurance co's

 
Rep Power: 625

Cause they don't insure anything aftermarket parts right? is that what you mean?

 
Rep Power: 807

Well, my car was insured back in the day with mods.

I looked at buying a new car and insuring it last year with the company and they said they wouldn't touch any car with mods now. I was like "hrmmmm"

Insurance companies are crooks. They always look out for themselves, regardless how much you pay them.

 
Rep Power: 625

Well I guess I'll have to ask my insurance company about insuring a car with mods before I start doing anything..

 
Rep Power: 625

man insurance companies here compared to europe,

insurance here is the the italian mafia back home hahaha.

but i get pulled over for being younge and driving what i drive, the past week alone i got pull over 3 or 4 times, they always look for faults and never catch any, honestly your best bet is to be a LEGIT as possible, not saying my car is fully legit , no horn hahah.

 
Rep Power: 0

i hate insurance companies, theyre basically robbers, crooks no good theives.....im 20 n i go to college, and i find myself fortunate enough to afford a 2001 prelude. and what does the insurance company charge me????? over $500 a month....flippin crazy.....and if i do get a ticket do u know how hight it will go...plus police being morons...it doesnt help...i havent gotten a ticket yet...i just gotta hope for the best in the future..

 
Rep Power: 730

insurance company tried to say i wasnt insured to get my car fixed after a break in since i had my car insured as stock cx hatchback, they didnt know it runs 11's with ease, when they found out i had mass money invested they backed out leaving me to fix theft damage..a nice 5000 repair bill.. thanks mother faaks! but now its all good and i still have a very low rate so it kinda worked out... but damn.. they harassed me for days tryin to make me spill what i had done to my car gettin random ppl to call me and to trip me up.. CROOKS!!!!! next vehicle (bike) is not going to be insured.. fuc k paying for shi t that gets you nowhere.. just hope i dont hit anyone .. getting pulled over.. well id just vanish in the distance

 
Rep Power: 0

What got stolen?

If it was after market parts I can see them not paying to replace them and just paying the price it would cost to replace them for stock parts. My insurance policy says something along the lines that they will only cover 1500 worth of upgraded parts, including engine and body. and i think $500 in radio/stereo equipment

 
Rep Power: 692

They way I got around that is to tell them you bought the car that way. It usually works, I've gotten $1000+ stereo replaced with not 1 receipt because "thats how I bought the car" It worked for me.

 
Rep Power: 0

I think generally they will pay to replace the stock parts and thats all.

Many policy say they will cover up to a certain amount of after market stereo equipment.

 
Rep Power: 613

you can get modified car insurance

i know i drive a 96 acura integra and the insurance makes me pay 479 a month

Fk Da Police

 
Rep Power: 642

so when you guys say insurance companies wont touch modified cars, does this mean cars that have cosmetic changes eg: Hids...rims...lips spoilers or are you guys talking bout rides that have complete engine swaps wit like tegs hitting 300hp

 
Rep Power: 0

I do not have a modified car, so this is just my opinion.

People have been modifying/restoring/fixing up cars for many decades now. It is a major industry. It has been very popular from the early 70's until now. I have never heard of or even read on-line about cars not being covered after an accident for there stock replacement value or damage/injury they have done to someone else. I have heard about people not being renewed or given insurance if there car is modified "too" much.

If you have a modified car and want the parts to be covered under insurance you will need to get an appraisal done and that appraisal given to the insurance company. This makes total sense to me. Lets say after your car is stolen you want the insurance to pay for your high end engine parts, suspension parts, wheels, etc.... How does the insurance company know your telling the truth and even if you are telling the truth why would they pay out way more to you because you decided to spend money on parts?


I did a search for you a found this.
http://forums.vwvortex.com/zerothread?id=4235498
These VW guys seem to have no problems getting there engine swapped turbo added cars appeased and then insured.