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Car insurance for modified cars

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Old 01-27-2006 | 12:44 PM
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Originally Posted by BBProductions
have a car? pay insurance..
want a moded car? ay insurance...
don wanna pay high rates, then take the tcc or walk...

these threads always come up...

SEARCH feature scares people
Old 01-27-2006 | 02:26 PM
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Originally Posted by fury
Not sure if you've been actually reading this thread, but I AM looking to pay for insurance for a modded car. I'm not complaining that insurance is outrageous and I dont wanna pay the price, I'm looking for an insurance company that WILL take on a modified car. Perhaps you were looking at the wrong thread.
not realy.. just another thing to ad to the list...
insurance companies don want to ad u not realy cause of the mods, but they assume u are adding hte mods for dumb purpose's ie racing in their minds... you removing stock parts and puting on aftermarket parts increases the risk of accidents as the insurance no long has the benefit of knowing ur car is 100% facory safe...

insurance is available, imo talk to a broker - they can do the searching for you...

Originally Posted by 2TONE_93GT
SEARCH feature scares people
thats every forum...
Old 01-29-2006 | 03:57 PM
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Originally Posted by BBProductions
not realy.. just another thing to ad to the list...
insurance companies don want to ad u not realy cause of the mods, but they assume u are adding hte mods for dumb purpose's ie racing in their minds... you removing stock parts and puting on aftermarket parts increases the risk of accidents as the insurance no long has the benefit of knowing ur car is 100% facory safe...

insurance is available, imo talk to a broker - they can do the searching for you...


thats every forum...
So how do Z06's, Vipers, and Ferraris get insurance? ALL ins. companies will write those? The car is 100% safe when you provide a SAFETY CERTIFICATE, which is why I recommend it. Two things are taken into account when you apply for a policy: the car itself and driving record, if both are clean most companies should write you but at premium based on the car's appraised value and your driving record.
Old 01-29-2006 | 07:58 PM
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Originally Posted by 1cam8valves
Oh you mean *my* Daytona, except mines white and is too far from stock!

Here's a pic of one almost identical to mine, I've got different rims/decals though:

Nice! Always nice to see a daytona in good shape on the street. I myself wouldent mind a nice iroc R/T saw one a year or so ago waste a integra type R.
Old 01-29-2006 | 10:51 PM
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so then should I just get a safety certificate, and tell them i want a 91 accord insured, without mentioning the mods? What do you suggest about stuff like stereo equipement that I would want insured? Get the car appraised and have it insured for fire/theft for that amount?
Old 01-30-2006 | 01:50 AM
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get your car appraised and call kingsway insurance...my buddy did it with his civic and he doesnt pay alot and has a fair amount of mods worth decent coin ($$$$$)...they didnt hassle him once he showed them the legit appraisal. they fully covered him and since your 27 u should have no problems because he is 25. keep this in mind though, he has a clean record with a G licence and driving school certificate.
Old 01-31-2006 | 01:46 AM
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Originally Posted by Intimidator
get your car appraised and call kingsway insurance...my buddy did it with his civic and he doesnt pay alot and has a fair amount of mods worth decent coin ($$$$$)...they didnt hassle him once he showed them the legit appraisal. they fully covered him and since your 27 u should have no problems because he is 25. keep this in mind though, he has a clean record with a G licence and driving school certificate.
There you go guys, here is proof that what I said works!
Old 01-31-2006 | 06:54 AM
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Originally Posted by 1cam8valves
There you go guys, here is proof that what I said works!
i wouldnt trust anyone who works in the insurance industry. but thats me
Old 02-19-2013 | 01:11 AM
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Re: Car insurance for modified cars

what about just body modifications no performance i take it the insurance company will still see it as "modifying" it?
Old 02-19-2013 | 01:16 AM
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Re: Car insurance for modified cars

all i want to do is exterior just making it look good i have a kid and dont need to go fast im happy with what my car can do i just want to turn a bit of heads is all. stylin daddy lol
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